Closing costs you should expect

 Planet Realty, LLC can walk you through closing - 203-387-0200
There are certain ordinary fees accompanying closing the sale of a home. These costs are commonly divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Connecticut to help lead you through the process.

Costs pertaining to your mortgage to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, not only will we work to get the very best sales price, but we'll also campaign for lower closing costs. And once we've arrived at an agreement, we'll fully explain the closing costs so you are informed of exactly where your money is going.

Buyers: If you're purchasing a house in New Haven, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within a suitable range so you're not surprised when you get to closing time. We'll be glad to look at the estimate with you, answering your questions and highlighting any estimates of concern.

Don't forget to factor in closing costs when considering a home sale or purchase. Planet Realty, LLC is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 203-387-0200 if your needs include a professional REALTOR® experienced in the business side of real estate.

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